First Citizens reported good third-quarter results, with net interest margin down 3 basis points from the prior quarter and net interest income up 2.6% sequentially thanks to strong average loan growth of 2.6%.
First Citizens' California and Southeast footprint has attractive growth potential. If the bank successfully gains more deposit market share, it can improve its funding and return profile.
In a recession, the bank would face slower balance-sheet growth and higher credit costs.
|
Metric
|
FCNCA
|
FITB
|
TFC
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.50 | 16.68 | 10.83 |
Price/Book Value | 1.34 | 1.56 | 1.06 |
Price/Sales | 2.97 | 3.92 | 3.14 |
Price/Cash Flow | 8.45 | 10.49 | 8.60 |
|
Metric
|
FCNCA
|
FITB
|
TFC
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
|
Metric
|
FCNCA
|
FITB
|
TFC
|
|---|---|---|---|
Return on Assets (Normalized) | — | — | 1.10% |
Return on Equity (Normalized) | — | — | 10.15% |
Return on Invested Capital (Normalized) | — | — | — |
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
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United States