China Citic Bank Corp Ltd Class H 00998

Stock XHKG Rating as of Oct 27, 2026

HK$8.45 +0.15 (1.81%)

As of Oct 28, 2026, 8:08:24 AM Delayed Price Closed

Company Report

China Citic Bank Sees Improving Funding Cost Structure and Operating Efficiency

Iris Tan, Junhao Yang Sep 1, 2026

Corporate banking remains China Citic Bank's flagship franchise, anchored by a robust SOE customer base leveraging its parent Citic Group—one of China's largest state conglomerates spanning finance, real estate, infrastructure, energy, and manufacturing. Serving nearly 700,000 corporate clients, the bank specializes in trade finance, cash management, and custody services.

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Price vs Fair Value

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00998 is trading at a LOCK|>KT%rdT premium.

Price

HK$8.30

Oct 27, 2026

Fair Value

LOCK|YV

Sep 1, 2026

Uncertainty

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1-Star Price: LOCK|.%<
5-Star Price: LOCK|R@
Economic Moat: LOCK|M!>
Capital Allocation: LOCK|>l>KjKK

Bulls Say, Bears Say

Bulls

Citic’s bank wealth management products has been growing faster than peers, leveraging its parent's synergies to build an integrated financial platform.

Bears

Citic's property exposure faces growing risks due to struggling property sales and rising developer defaults.

Trading Information

Previous Close Price: HK$8.30
Day Range: HK$8.25–8.45
52-Week Range: HK$6.50–8.70
Bid/Ask: HK$8.40 / HK$8.45
Shares Outstanding: 55.65B
Market Cap: HK$470.20B
Volume/Avg: 33M / 22M

Key Statistics

Price/Earnings (Normalized): 6.13
Price/Sales: 2.04
Dividend Yield (Trailing): 5.14%
Dividend Yield (Forward): 5.14%
Dividend Payment Schedule: Jul, Dec
Total Yield: 5.14%

Company Profile

China Citic Bank, headquartered in Beijing, ranks as China's ninth-largest commercial lender. The bank operates a nationwide network of 1,459 branches across 153 cities, supplemented by offshore presence in Hong Kong, Macao, New York, Los Angeles, and Singapore as of mid-2024. Founded in 1987, it serves as a core subsidiary of Citic Group, a premier state-owned conglomerate.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Large Value
Total Number of Employees: 67,674
Website: https://www.citicbank.com

Competitors

Valuation

Metric	00998	000001	601328
Price/Earnings (Normalized)	6.13	5.36	8.34
Price/Book Value	0.54	0.47	0.63
Price/Sales	2.04	1.75	2.92
Price/Cash Flow	3.05	0.44	10.63

Price/Earnings

00998

000001

601328

Financial Strength

Metric	00998	000001	601328
Quick Ratio	—	—	—
Current Ratio	—	—	—
Interest Coverage	—	—	—

Quick Ratio

No chart available

Profitability

Metric	00998	000001	601328
Return on Assets (Normalized)	0.72%	0.73%	0.62%
Return on Equity (Normalized)	10.00%	9.42%	8.48%
Return on Invested Capital (Normalized)	—	—	—

Return on Assets