Retirement Plan Coming Up Short? Here’s How to Buy Yourself More Time
Plus, why a retirement expert says Social Security is ‘about as close to a guarantee as anyone can count on.’
Retirement Income
More on Retirement Income
What You Need to Consider Before Retiring Early
Both you and your portfolio should be ready for the transition.
Emily Guy Birken: What to Do in the Five Years Before You Retire
The author and retirement expert shares a punch list for near-retirees, how to play catch-up on retirement savings, and why she has changed her mind about long-term-care insurance.
Annuities Unveiled: A Guide to the Different Types of Annuities
Breaking down income annuities and savings annuities.
What You Need to Know About Annuities
Annuities come in many forms. Understand what you’re getting from these products.
How to Buy an Annuity
If you’ve decided to purchase an annuity, you’ll need to think through where to hold it, how much to annuitize, and when to make the buy.
How to Find Your Perfect Withdrawal Rate Strategy
These 6 steps help you arrive at a spending method that fits your situation like a glove.
How Retirees Can Defend Against Sequence Risk
Frameworks for sustainable withdrawal strategies, and how to plan for a potential reduction in Social Security benefits.
Jamie Hopkins and Bonnie Treichel: Why You Can’t Set and Forget a Retirement Plan
Two retirement specialists discuss best practices in retirement-income planning, harnessing mental accounting for the good, and the role of annuities and alternative assets in defined-contribution plans.
Strategies for Boosting Retirement Spending: How Advisors Can Maximize Client Outcomes (Safely)
How advisors can custom-craft retirement spending plans to address retirees’ own situations, including their asset allocations, concern for cash flow consistency, and desire to leave a bequest.
A Flat Tax on Traditional IRA Withdrawals?
How lower taxes on IRA withdrawals could unlock trillions in retirement savings and help retirees spend with confidence.
Retirement Withdrawal Sequencing Rules of the Road
Best practices for spending from your Roth, traditional tax-deferred, and taxable accounts.
5 Strategies for Navigating the Medicare IRMAA Time Bomb
Precise planning is critical to keep high-income retirees off costly IRMAA cliffs.
The Best Strategies for Consistent Retirement Spending
Four strategies to consider if you’re looking for a steady ‘paycheck equivalent’ from your retirement portfolio.
Morningstar’s Retirement-Income Research: Finding Your Safe Withdrawal Rate
Exploring the different strategies you can use to determine your retirement spending.
The Best Strategies for Boosting Starting Withdrawal Rates in Retirement
Five strategies to consider if you want to spend more than the traditional ‘4% rule’ approach.
How Spending Shocks Affect Retirement Planning
We examine two risks for retirement spending: unanticipated early retirement and big long-term care outlays at the end of life.
Still Working in Retirement? Watch Out for These Social Security and Medicare Tax Traps
Working in retirement can strengthen financial security, but it can also trigger higher taxes.
Retirees: Take the Risk Out of Your Income With a TIPS Ladder
Treasury Inflation-Protected Securities can make spending predictable, but there are drawbacks.
4 Simple Ways to Boost Your Safe Withdrawal Rate
A little flexibility can go a long way when it comes to retirement spending.
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