Ping An Bank Co Ltd Class A 000001

Stock XSHE Rating as of Oct 27, 2026

CN¥11.31 −0.16 (1.39%)

As of Oct 28, 2026, 7:00:04 AM Delayed Price Closed

Company Report

Ping An Bank Earnings: Retail Recovery Face Macro Headwinds; Lowering Valuation by 7%

Iris Tan Oct 27, 2026

Ping An Bank's revenue growth accelerated to 2.4% year-on-year in the first three quarters, while net profit growth slowed to 2.2% due to higher provisioning expenses.

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Price vs Fair Value

View History

000001 is trading at a LOCK|xQdkq premium.

Price

CN¥11.47

Oct 27, 2026

Fair Value

LOCK|.Xp

Oct 27, 2026

Uncertainty

LOCK|w@B

1-Star Price: LOCK|.tj
5-Star Price: f.@
Economic Moat: LOCK|yq
Capital Allocation: LOCK|Slj&ZW

Bulls Say, Bears Say

Bulls

Retail credit quality is showing signs of improvement since mid-2025, after multiyear efforts in derisking.

Bears

PAB's net interest margin faces higher-than-peer pressure due to increasing deposit competition and proactive efforts to derisk its loan book.

Trading Information

Previous Close Price: CN¥11.47
Day Range: CN¥11.22–11.50
52-Week Range: CN¥9.99–12.73
Bid/Ask: CN¥11.31 / CN¥11.32
Shares Outstanding: 19.41B
Market Cap: CN¥219.48B
Volume/Avg: 169M / 105M

Key Statistics

Price/Earnings (Normalized): 5.36
Price/Sales: 1.75
Dividend Yield (Trailing): 5.31%
Dividend Yield (Forward): 5.31%
Dividend Payment Schedule: Jun, Sep
Total Yield: 5.31%

Company Profile

Ping An Bank has its headquarters in Shenzhen, China. The bank is a leading countrywide joint-stock commercial bank. Its parent, Ping An Insurance Group, the second-largest insurance company in China, owns about a 58% stake in Ping An Bank.The bank traces its origins to Shenzhen Development Bank, which merged with the former Ping An Bank in mid-2012 to form the current entity. Today, Ping An Bank delivers a comprehensive suite of commercial banking products and services through an extensive nationwide network comprising 109 branches and 1,180 retail outlets across mainland China.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Large Value
Total Number of Employees: 41,698
Website: https://bank.pingan.com

Competitors

Valuation

Metric	000001	601998	600036
Price/Earnings (Normalized)	5.36	7.51	7.43
Price/Book Value	0.47	0.68	0.95
Price/Sales	1.75	2.50	3.33
Price/Cash Flow	0.44	3.73	12.03

Price/Earnings

000001

601998

600036

Financial Strength

Metric	000001	601998	600036
Quick Ratio	—	—	—
Current Ratio	—	—	—
Interest Coverage	—	—	—

Quick Ratio

No chart available

Profitability

Metric	000001	601998	600036
Return on Assets (Normalized)	0.73%	0.72%	1.15%
Return on Equity (Normalized)	9.42%	10.00%	13.77%
Return on Invested Capital (Normalized)	—	—	—

Return on Assets